At first I thought, “hey, this might finally be an alternative I could support!” But then I dug a bit deeper. Seriously. This subject has been brought up many times before, but for awhile I thought Rixty might actually be a solution. That’s why I research every payment option players present before I respond to the suggestion. If I come across an alternative option that I feel I can support with clean conscience, I will do so in a heartbeat for my fellow players. But after looking into it, I cannot support Rixty at this time.
Anytime an unregistered account is used, it will be prone to abuse, especially in competitive games with alliances. Sure, it would be nice to buy an item for your best bud or your girlfriend, but there are people who will use such payment methods to bribe other players. “Join my alliance rather than that other one!” Or, “I’ll buy you that spiffy new armor if you agree to not to attack me!” Etc. It has happened in other games. Some games run by big companies may not care—they have millions of regular users worldwide, and they are raking in cash regardless of how many players they lose because of such unethical players. But Disruptor Beam is small. They are a start up company. They are not in a position to simply absorb or shake off the effects of such impropriety.
This isn’t WoW, or SWTOR, or FarmVille, or any of those cash cows. Disruptor Beam doesn’t have whole teams of lawyers or network security specialists at their disposal.
Basically, for it’s own protection financially, and for player retention goals, Disruptor Beam really needs to only accept registered payment methods where the personal information can be matched to the game account. As the game grows larger, and becomes more profitable, other options perhaps can be considered. But the game isn’t complete yet. It’s 6 months old, and in BETA, with a staff of maybe 20 people for the entire company.
Granted, there is a grey area here because players can have at least 3 game accounts without violating any site’s TOS. But each account requires an email address, and that email is supposedly linked to personal information (though some do create dummy accounts). I have no idea how or if Disruptor Beam will handle such problems. But openly endorsing a payment system that may be prone to abuse could prove disastrous at this stage of game development.
For the time being, use a Netspend or Green Dot card instead. They are accepted by the game. They are prepaid, just like Rixty. The card is registered in your name, but can be linked to a back up email account. You can load them just as easily as Rixty, and Green Dot is actually part of the Rixty system. Only load as much on the card as you plan to spend. No credit involved.
***[Edit: I also know everyone wants to avoid the pesky fees often associated with prepaid cards. I don’t like them either, but with a bit of sound management, I can minimize their impact.]***
I know everyone wants to protect private information to avoid spam and identity theft. Unfortunately, paying by cash is the best way to avoid that—which is not an option here. Having unnamed accounts with cash or transferable points on them are just as prone to theft as any other account, and perhaps without any guaranteed recourse for the account owner. They claim to be safe, but they really aren’t any more secure than a prepaid debit card.
Some methods may prevent your information from being stolen, but your money can be. Plus anything which requires registration means that someone somewhere must have some personal information which can be used or exploited to find the rest of your personal information. Those who wish to steal such information are nothing if not persistent.