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Alternative methods of payment
Posted: 06 August 2013 06:54 AM   [ Ignore ]  
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On another game that I play, I am able to pay for premium items by using alternative payment service sites(mainly Rixty - http://www.rixty.com) and I would love to see Disruptor Beam begin to accept such services.

Basically, such services allow me to buy their point cards with cash at a store to redeem on their website and then spend these points on games that I play. Rixty even has partnered with Coinstar so customers like me can cash in our pennies to fund our gaming habit.

While using paypal or credit cards to pay for premium items is incredibly easy, sometimes they aren’t available options. Which could also be read as - my wife hates when I use credit cards to pay for my games so I just cash in my change jar every month at the local coinstar and I want to get that money to DB so I can get more gold.

Help me give you my money.

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Posted: 06 August 2013 09:57 AM   [ Ignore ]   [ # 1 ]  
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Warden
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At first I thought, “hey, this might finally be an alternative I could support!”  But then I dug a bit deeper.  Seriously.  This subject has been brought up many times before, but for awhile I thought Rixty might actually be a solution.  That’s why I research every payment option players present before I respond to the suggestion.  If I come across an alternative option that I feel I can support with clean conscience, I will do so in a heartbeat for my fellow players.  But after looking into it, I cannot support Rixty at this time.

Anytime an unregistered account is used, it will be prone to abuse, especially in competitive games with alliances.  Sure, it would be nice to buy an item for your best bud or your girlfriend, but there are people who will use such payment methods to bribe other players.  “Join my alliance rather than that other one!”  Or, “I’ll buy you that spiffy new armor if you agree to not to attack me!”  Etc.  It has happened in other games.  Some games run by big companies may not care—they have millions of regular users worldwide, and they are raking in cash regardless of how many players they lose because of such unethical players.  But Disruptor Beam is small.  They are a start up company.  They are not in a position to simply absorb or shake off the effects of such impropriety.

This isn’t WoW, or SWTOR, or FarmVille, or any of those cash cows.  Disruptor Beam doesn’t have whole teams of lawyers or network security specialists at their disposal.

Basically, for it’s own protection financially, and for player retention goals, Disruptor Beam really needs to only accept registered payment methods where the personal information can be matched to the game account.  As the game grows larger, and becomes more profitable, other options perhaps can be considered.  But the game isn’t complete yet.  It’s 6 months old, and in BETA, with a staff of maybe 20 people for the entire company.

Granted, there is a grey area here because players can have at least 3 game accounts without violating any site’s TOS.  But each account requires an email address, and that email is supposedly linked to personal information (though some do create dummy accounts).  I have no idea how or if Disruptor Beam will handle such problems.  But openly endorsing a payment system that may be prone to abuse could prove disastrous at this stage of game development.

For the time being, use a Netspend or Green Dot card instead.  They are accepted by the game.  They are prepaid, just like Rixty.  The card is registered in your name, but can be linked to a back up email account.  You can load them just as easily as Rixty, and Green Dot is actually part of the Rixty system.  Only load as much on the card as you plan to spend.  No credit involved.

***[Edit:  I also know everyone wants to avoid the pesky fees often associated with prepaid cards.  I don’t like them either, but with a bit of sound management, I can minimize their impact.]***

I know everyone wants to protect private information to avoid spam and identity theft.  Unfortunately, paying by cash is the best way to avoid that—which is not an option here.  Having unnamed accounts with cash or transferable points on them are just as prone to theft as any other account, and perhaps without any guaranteed recourse for the account owner.  They claim to be safe, but they really aren’t any more secure than a prepaid debit card. 

Some methods may prevent your information from being stolen, but your money can be.  Plus anything which requires registration means that someone somewhere must have some personal information which can be used or exploited to find the rest of your personal information.  Those who wish to steal such information are nothing if not persistent.

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Posted: 06 August 2013 11:29 AM   [ Ignore ]   [ # 2 ]  
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Hey there,

I echo some of Marchon’s concerns. BlueSnap, our payment provider on Disruptorbeam.com, already takes quite a few payment methods. I know that Facebook and Kongregate also have multiple payment options. Before we add any new payment method we have to evaluate it and see if it makes sense for our players.

Thanks for the suggestion!

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Posted: 06 August 2013 07:26 PM   [ Ignore ]   [ # 3 ]  
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I’d like to see PayPal added as a payment option when playing on the Disruptor Beam website.

Call me oaranoid if you like, but I don’t like giving my credit card details to game companies.

: )

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Posted: 06 August 2013 10:04 PM   [ Ignore ]   [ # 4 ]  
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Wow, I had no idea that such services had such potential to be abused so much.

While I didn’t know of the deeper implications of using alternative payment systems, I still hope that eventually one with a smaller chance of abuse is made available. I thoroughly enjoy Ascent and I plan on playing it for a long time, and I’m not opposed to paying for my enjoyment!

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Posted: 23 January 2014 09:47 AM   [ Ignore ]   [ # 5 ]  
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I ‘ll definitely improve my game buying gold with Bitcoins !

Please start accepting Bitcoin ASAP, a lot of people hates Paypal and CC’s (as I do).

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Posted: 23 January 2014 10:02 AM   [ Ignore ]   [ # 6 ]  
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I personally think it’s too early for a small business like DB to hop on the Bitcoin train.  It’s too unstable right now.  Such instability poses a huge risk for a small company.  Until there’s more stability, it could be akin to DB gambling its profits away.

But don’t get me wrong—I personally would not rule it out for future consideration.  I simply advise DB to view it with caution.

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Posted: 23 January 2014 02:15 PM   [ Ignore ]   [ # 7 ]  
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too early ? too unstable ? .. I’m afraid you have no idea what are you talking about..

Please take a close look at this:

https://en.bitcoin.it/wiki/How_to_accept_Bitcoin,_for_small_businesses

https://bitpay.com/

https://www.bitstamp.net/

https://www.secondmarket.com/

Believe me or not Bitcoin is here to stay!

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Posted: 23 January 2014 02:21 PM   [ Ignore ]   [ # 8 ]  
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Yeah….I’m just a total idiot.  wink

I’ve been tracking Bitcoin for awhile.  I’ve probably read more than you, and possibly from more varied sources.

In any event, I’m not the one who makes the decision.  I’m just giving my input, as DB allows me to do.

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Posted: 23 January 2014 03:24 PM   [ Ignore ]   [ # 9 ]  
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Lucious Vorenus - 23 January 2014 02:15 PM

too early ? too unstable ? .. I’m afraid you have no idea what are you talking about..

Believe me or not Bitcoin is here to stay!

Haven’t read much on the subject but did read this last month which was enough for me not to jump on any bitcoin bandwagon.

Article - http://www.economist.com/blogs/schumpeter/2013/12/bitcoins-collapse

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Posted: 23 January 2014 05:11 PM   [ Ignore ]   [ # 10 ]  
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First of all, I don’t want to make this a broad discussion about what Bitcoin is.

Bitcoin is more than a “digital coin”, from my point of view is a TECHNOLOGY that allow us to make payments. In reality it doesn’t matter how much the current value of Bitcoin is.. you can transform.. let’s say $20 of fiat currency (paper money) into Bitcoins for buying DB gold, then you send that same amount of BTC to the DB wallet.. Soon after, the BitPay service will convert inmediatly those Bitcoins into paper money again. You doesn’t have to care about it, is automatic. You are paying with Bitcoins, DB is receiving US Dollars into their Bank Account. it is easy and legal.
A lot of people use Bitcoin everyday for sending “real money” worldwide without paying fees, is free, it is safe, it is anonymous and is very fast.

I don’t see any reason why not use it as a PAYMENT METHOD. I know that there are many other people out there that hold their Bitcoins and put their savings into it.. That’s risky! But it doesn’t concern to us.

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Posted: 23 January 2014 06:13 PM   [ Ignore ]   [ # 11 ]  
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Maybe because the bitcoin is a virtual coin. It is not based in gold, silver or any material. Moreover, any country support Bitcoin.

More moreover, Bitcoin is based on the new money that new people buy the money as first time….like a pyramidal scheme…..and for this reason some countries (as EU) is investigating it….

 

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Posted: 27 January 2014 12:37 AM   [ Ignore ]   [ # 12 ]  
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I don’t want to lose the main subject: an alternative and efficient payment method that allow us buy DB gold securely!. BUT..

Sirga - 23 January 2014 06:13 PM

Maybe because the bitcoin is a virtual coin. It is not based in gold, silver or any material. Moreover, any country support Bitcoin.

More moreover, Bitcoin is based on the new money that new people buy the money as first time….like a pyramidal scheme…..and for this reason some countries (as EU) is investigating it….


I have heard that same phrase over and over again since 2011, and you know what? everyday that passes Bitcoin value increases as well as the people who use it (Believe me, I’m a witness of it huge evolution through time). Pyramidal scheme or not nobody can stop it, Bitcoin is here to stay as long as there were people connected to the internet.

I know that there are a lot of misinformation out there, and might be confusing for some people. Let me introduce you some nice places to learn about what Bitcoin really is:

https://www.weusecoins.com/

http://www.reddit.com/r/Bitcoin/search?q=bitcoin

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Posted: 27 January 2014 03:20 AM   [ Ignore ]   [ # 13 ]  
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Bitcoin has been dropping substantially in value lately, and the exchange rates are extremely volatile from hour to hour.  Exchange rate also varies from service to service.

This volatility will not stabilize until more big businesses begin accepting BTC, which they are slowly beginning to do.  But that does not solve the problem of exchange rates between different service providers.  Right now a person could buy 1 BTC from one service for 900 USD.  He could then choose to spend that with a company who uses a different service provider whose exchange rate is only 600 USD.  That means that 1 BTC does not have a standardized value.  Unless there is a system of internal exchange rate between services, somebody somewhere is going to lose money, be it a business or a consumer.

So Bitcoin is going to need to undergo some form of standardization and unification.  It can’t really be considered a single currency at the moment.  In fact, some of those other services might even evolve into their own digital currency simply to avoid confusion.

Bitcoin currently derives its value much like a stock certificate.  Speculation creates volatility.  Long-term investment creates stability.  Fluctuation in demand exerts pressure on value in one direction or another.  Large volume transactions exert more pressure than smaller individual transactions, but many small transactions when taken together as a whole can offset the effect of a single big transaction.

This is why BTC will tend to stabilize as more big companies begin accepting it.  Their large volume of consumer transactions will help offset the large volume investor transactions.  Eventually it is the consumer transactions which will determined the value of BTC—but it’s not there yet.

Disruptor Beam is not a big company.  If the currency is not stable, or if not enough of their consumers use it, then accepting Bitcoin is not a good decision for DB at the moment.  As I said previously, that does not bar it from being an option in the future though.

If they wait longer, and make sure PayPal fianlly gets accepted on the DB site, chances are PayPal will eventually offer its own Bitcoin service, allowing DB to begin accepting BTC by default.  That would give DB the assurance and stability of the PayPal network, which not only could process purchases and sales of BTC, but could have its own stable currency exchange rate. 

I foresee PayPal playing a major role in the future of Bitcoin.  Especially since eBay—the parent company of PayPal—has already begun considering ways for integrating Bitcoin within their payment systems.

So again, I don’t see this as something DB needs to hop on right now.  I think if they just sit back, watch, and wait the opportunity will arise when the time is right.  No need to force it at the expense of greater risk.

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Posted: 28 January 2014 12:40 AM   [ Ignore ]   [ # 14 ]  
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I want to let you know lovely people that Zynga Inc. (NASDAQ: ZNGA) is now conducting a Bitcoin test with BitPay (https://bitpay.com/), a leading Bitcoin service provider, in select Zynga.com web games.

In response to Bitcoin’s rise in popularity around the world, Zynga, with help from BitPay, is testing expanded payment options for players to make in-game purchases using Bitcoin. The Bitcoin test is only available to Zynga players playing FarmVille 2, CastleVille, ChefVille, CoasterVille, Hidden Chronicles, Hidden Shadows and CityVille. The games can be accessed at http://zynga.com.

Zynga is always working to improve our customer experience by incorporating player feedback into our games. We look forward to hearing from our players about the Bitcoin test so we can continue in our efforts to provide the best possible gaming experience.

Check out the test and let us know your thoughts.

Thank you!

Zynga



Accordingly, I want to invite you watching this:

http://www.youtube.com/watch?v=vmN7UtXFRIU

I would love to see DB Team making this kind of approach too.. who else?

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Posted: 28 January 2014 01:52 AM   [ Ignore ]   [ # 15 ]  
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Did you seriously just play the Zynga “card”?  You do realize GoTA had a brief partnership with Zynga, right?  You are aware of the backlash that caused from players, right?

If there is only one company out there that the vast majority of players fervently do NOT want Disruptor Beam to imitate, it happens to be Zynga.

Give the people at DB some credit.  I’m pretty sure they’ve already looked into Bitcoin.  I’m sure they have already considered how they would specifically like to approach it.  You don’t need to spam them with links hoping to sway their opinion.

I think you need to give it a rest.  You’re pushing it hard enough that some people are going to start wondering if you somehow stand to make money off of your suggestion.  Given what I’ve seen of your short time here in the forums, I’m pretty sure that’s not what you want people to think.  You’ve already stated your case.  DB has likely already taken note.  You’ve already done all that you can do.  The rest is out of your hands. 

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